Photorealistic painting of a woman with short blonde hair standing waist-deep in clear turquoise water at a rocky coastline. She covers her chest with both hands in a modest pose. Warm golden-hour sunlight highlights her skin, soft shadows define her features. The background shows rugged beige cliffs, a bright blue sky with a few clouds, and sparkling water with gentle ripples. Rich textures, skin, water, rocks, and wind-blown hair. Color palette, blues, golds, beiges. Ultra-detailed, cinematic lighting, painterly brushwork.